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Resolution 2888-111 C 2 3 4 5 6 7 8 9 10 11 12 13 14 C 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 BE IT RESOLVED, by the Board of Directors of the South Tahoe Public Utility District, County of El Dorado, State of California, as follows: WHEREAS, the District maintains operating, capital, self- insurance and rate stabilization reserves; and WHEREAS, establishing and maintaining adequate reserves is important to the fiscal health of the District; and WHEREAS, the Board of Directors formally adopted a reserve policy in 2005; and WHEREAS, the District desires to modify the water rate stabilization reserve policy. NOW, THEREFORE BE IT RESOLVED, by the Board of Directors of the South Tahoe Public Utility District that: The attached Reserve Policy is hereby adopted and becomes part of this Resolution by reference herein. Further, Resolution 2801 -05 is hereby superseded in its entirety. WE, THE UNDERSIGNED, do hereby certify that the above and foregoing Resolution was duly and regularly adopted and passed by the Board of Directors of the South Tahoe Public Utility District at a regularly scheduled meeting duly held on the 7th day of April, 2011, by the following vote: AYES: Cefalu, Jones, NOES: None ABSENT: None ATTEST: Kathy Sharp, ' erk of the Bo rd RESOLUTION NO. 2888-11 A RESOLUTION OF THE BOARD OF DIRECTORS OF THE SOUTH TAHOE PUBLIC UTILITY DISTRICT ADOPTING A NEW RESERVE POLICY AND SUPERSEDING RESOLUTION NO. 2801-05 IN ITS ENTIRETY Mosbacher, Rise, Schafer Dale Rise, Board President South Tahoe Public Utility District PURPOSE South Tahoe Public Utility District Reserve Policy South Tahoe Public Utility District (the District) shall maintain reserve funds in the Sewer and Water Enterprise Funds. This policy establishes the level of reserves necessary for maintaining the District's credit worthiness and for adequately providing for: POLICY • Funding infrastructure replacement. • Economic uncertainties and other financial hardships. • Loss of significant revenue sources such as property tax receipts or connection fees. • Local disasters or catastrophic events. • Future debt or capital obligations. • Cash flow requirements. • Unfunded mandates including costly regulatory requirements. Operating Reserves The minimum amount of operating reserves will equal two months of operating expenses. The maximum amount of operating reserves will equal three months of operating expenses. Capital Reserves Capital reserves will be accumulated to fund infrastructure projects and will be an integral part of the District's capital plan documented in its Ten -Year Forecast. A key objective for accumulating capital reserves is to minimize external borrowing and interest expense. The minimum amount of capital reserves will equal one year's capital spending. The maximum amount of capital reserves will equal two times the accumulated depreciation balance. Self- Insurance Reserves The minimum self- insurance reserve will equal $300,000. The maximum self - insurance reserve will equal the current annual health insurance expense budget. Rate Stabilization Fund The Sewer Enterprise Fund will maintain a minimum rate stabilization fund equal to one year's property tax receipts and a maximum rate stabilization fund equal to one and one -half year's property tax receipts. Both the minimum and maximum amounts will be net of related County of El Dorado's administration cost and shifts to the City of South Lake Tahoe's redevelopment agency. The Water Enterprise Fund will not maintain a rate stabilization fund while the funds restricted from the MTBE settlements and judgments exceed $2 million. At such time as the MTBE settlement funds fall below $2 million, the District will establish a rate stabilization fund with a minimum amount equaling 10% of one year's water service charge revenue and a maximum amount equaling 15% of one year's water service charge revenue. PROCEDURE FOR USING RESERVE FUNDS Operating and Self- Insurance Reserves Operating and self- insurance reserves can be used at any time to meet cash flow requirements of District operations. Authority to use the funds will be consistent with the District's Purchasing Policy. Capital Reserves The Board of Directors will authorize use of capital reserves during the budget process. Capital reserves are also available for unplanned (unbudgeted) capital replacement. Authorization for the use of capital reserves for unplanned capital replacement will be consistent with the District's Purchasing Policy. Rate Stabilization Fund The Chief Financial Officer is authorized to use rate stabilization funds to supplement operating revenue when: ■ Total revenue in either the Sewer Enterprise Fund or the Water Enterprise Fund is projected to be five percent or more below the annual budgeted revenue. • Developing the budget to limit customer rate increases to no more than two and one -half times the consumer price index for small west coast cities. PROCEDURE FOR MONITORING RESERVE LEVELS The Chief Financial Officer shall perform a reserve analysis to be submitted to the Board of Directors upon the occurrence of the following events: • Board of Directors' deliberation of the annual budget; ■ Board of Directors' deliberation of a service charge rate increase; ■ Upon renewal of the self- insurance excess insurance coverage; or, ■ When a major change in conditions threatens the reserve levels established within this policy. If the analysis indicates projected or actual reserve levels falling 10% below or above the levels outlined in this policy, at least one of the following actions shall be included with the analysis: • An explanation of why the reserve levels are not at the targeted level, and/ or ■ An identified course of action to bring reserve levels within the minimum and maximum levels prescribed. P: \FINANCE \Policies \Reserve Policy 2011.doc